Medicare Advantage

What is traditional Medicare?

Traditional Medicare is administered by the government and includes a few separate types of coverage that must be pieced together to provide complete healthcare coverage. Generally speaking:

• Medicare Part A covers inpatient services like hospital stays
• Medicare Part B covers outpatient services including medical procedures and equipment
• Medicare Part D covers prescription drugs
• Supplemental coverage, which is optional, covers additional items like co-pays

What is Medicare Advantage?

Medicare Advantage plans are administered by private insurers on behalf of the government. Medicare Advantage:

• Is also known as Medicare Part C
• Combines all the services offered through traditional Parts A and B
• Often includes Part D prescription drug coverage

Why are more people choosing Medicare Advantage?

• More and more consumers are choosing Medicare Advantage over traditional Medicare because these plans:
• Are more convenient, combining Medicare Parts A, B, and D into one package with a single insurance card
• Are more affordable than the combined cost of traditional Medicare and supplemental coverage
• Usually offer additional coverage not provided through traditional Medicare like routine dental and hearing care