Medicare Advantage

What is traditional Medicare?

Traditional Medicare is administered by the government and includes a few separate types of coverage that must be pieced together to provide complete healthcare coverage. Generally speaking:

  • Medicare Part A covers inpatient services like hospital stays
  • Medicare Part B covers outpatient services including medical procedures and equipment
  • Medicare Part D covers prescription drugs
  • Supplemental coverage, which is optional, covers additional items like co-pays

What is Medicare Advantage?

Medicare Advantage plans are administered by private insurers on behalf of the government. Medicare Advantage:

  • Is also known as Medicare Part C
  • Combines all the services offered through traditional Parts A and B
  • Often includes Part D prescription drug coverage

Why are more people choosing Medicare Advantage?

  • More and more consumers are choosing Medicare Advantage over traditional Medicare because these plans:
  • Are more convenient, combining Medicare Parts A, B, and D into one package with a single insurance card
  • Are more affordable than the combined cost of traditional Medicare and supplemental coverage
  • Usually offer additional coverage not provided through traditional Medicare like routine dental and hearing care